Fixed Deposit (STDR) - Cumulative Calculator
Estimate cumulative FD maturity with interest reinvestment
Use STDR compounding logic to compute final maturity amount, total interest, schedule, and maturity date.Input details
Summary Result
Term Type Wise Interest Type
--
Compound Type
--
Deposit Amount
--
Total Interest
--
Final Amount (Deposit + Interest)
--
Interest per Compound
--
Maturity End Date
--
Deposit vs Total Interest
Initial Deposit Amount--
Total Interest--
Accumulation Schedule
| Year | Cumulative Interest | Balance |
|---|---|---|
| Enter inputs and calculate to view annual schedule. | ||
| Month | Cumulative Interest | Balance |
|---|---|---|
| Enter inputs and calculate to view monthly schedule. | ||
Fixed Deposit (STDR) - Cumulative Formula and Instructions
Method 1: Cumulative Compounding Formula
- Final Amount = P x (1 + r / n)^(n x t)
- Where P = Deposit, r = annual rate (decimal), n = compounds/year, t = term in years.
Method 2: Total Interest
- Total Interest = Final Amount - Deposit Amount
- Interest is reinvested after each compounding period (cumulative/STDR behavior).
Method 3: Tenor Conversion
- Years = years, Months = months / 12, Days = days / 365.
- Maturity End Date = Start Date + selected tenor type and value.
Method 4: Accumulation Schedule
- Annual and Monthly schedule shows reinvested growth over time.
- Monthly view is grouped by year for easier reading.