Fixed Deposit (TDR) - Interest Payout Calculator
Estimate FD payout summary and schedule
Enter deposit, rate, term, payout frequency, and start date to see total interest, maturity, and detailed annual/monthly accumulation.Input details
Summary Result
Term Type Wise Interest Type
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Total Interest
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Total Amount (Deposit + Interest)
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Maturity End Date
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Interest per Payout
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Deposit vs Total Interest
Initial Deposit Amount--
Total Interest--
Accumulation Schedule
| Year | Deposit | Interest Received | Total Interest Received |
|---|---|---|---|
| Enter inputs and calculate to view annual schedule. | |||
| Month | Deposit | Interest Received | Total Interest Received |
|---|---|---|---|
| Enter inputs and calculate to view monthly schedule. | |||
FD (TDR) Interest Payout Formula and Instructions
Method 1: Total Interest (Simple Interest Payout)
- Total Interest = Deposit Amount x (Annual Interest Rate / 100) x Term in Years
- This TDR payout model assumes principal stays fixed and interest is paid out periodically (not reinvested).
Method 2: Total Amount
- Total Amount = Deposit Amount + Total Interest
- Represents maturity value including principal and all interest payouts during the full term.
Method 3: Payout Frequency
- Interest per period = Total Interest / Number of Payout Periods
- Available payout frequencies: Monthly, Quarterly, Bi-Yearly, and Yearly.
Method 4: Term Conversion
- Year term = years, Month term = months / 12, Day term = days / 365.
- Maturity End Date = Start Date + selected Term Type (Years/Months/Days).