Recurring Deposit (DPS) Calculator
Estimate DPS maturity and accumulation
Enter starting deposit, monthly contribution, annual interest, period, and start date.Input details
Summary Result
Total Deposit Amount
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Total Interest
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Final Amount (Deposit + Interest)
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Maturity End Date
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Initial Deposit + Contributions vs Total Interest
Total Deposit--
Total Interest--
Accumulation Schedule
| Year | Deposited | Interest Earned | Balance |
|---|---|---|---|
| Enter inputs and calculate. | |||
| Month | Deposited | Interest Earned | Balance |
|---|---|---|---|
| Enter inputs and calculate. | |||
Recurring Deposit (DPS) Formula and Instructions
Method 1: Monthly Growth
- Monthly interest rate = Annual Interest Rate / 12 / 100.
- Each month: add monthly deposit first, then apply monthly interest to updated balance.
Method 2: Total Deposit and Final Amount
- Total Deposit Amount = Starting Deposit + (Monthly Deposit x Number of Months).
- Final Amount = last accumulated month-end balance.
Method 3: Total Interest
- Total Interest = Final Amount - Total Deposit Amount.
- Schedule is shown month-wise and grouped by year in monthly tab.